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                                            STERLING POINTE ESTATES OWNERS ASSOCIATION
                                                          ANNUAL POLICY STATEMENT
                                                                   November 2019

                                     ***   See Attachment for complete set of documents ***

The Annual Policy Statement provides Sterling Pointe Estates Owners with
information about association policies per Civil Code 5310:

(1) Designated person to receive official communication to the association,
pursuant to Section 4035:
                 Kathleen Peterson, Vice President (925) 330-2588
                 9709 Rim Rock Circle
                 Loomis, CA 95650 rkpeterson8@gmail.com

(2) Owners may submit a request to have notices sent to up to two
different specified addresses, pursuant to subdivision (b) of Section
4040.

(3) The location for posting of general notices is our website,
www.sterlingpointe.org pursuant to paragraph (3) of subdivision
(a) of Section 4045.

(4) Notices of an owner’s option to receive general notices by individual
delivery, pursuant to subdivision (b) of Section 4045.

(5) Notice of owners’ right to receive copies of meeting minutes, pursuant
to subdivision (b) of Section 4950. Minutes are distributed by
email and are posted on www.sterlingpointe.org.

(6) The statement of assessment collection policies required by
Section 5730: see attached Collection Policy.

(7) Statement describing the association’s policies & practices in enforcing
lien rights or other legal remedies for default in the payment of
assessments: see attached Collection Policy.

( Schedule of penalties for violations of the governing documents
pursuant to Section 5850: see attached Schedule of Fines Policy.

(9) Summary of dispute resolution procedures, pursuant to Sections 5920
and 5965: see attached Internal Dispute Resolution Procedures and
Summary of Civil Code Sections 5925-5965.

(10) Summary of requirements for Association approval of a physical
change to property, pursuant to Section 4766: see attached.

(11) Overnight Payments of assessments, pursuant to Section 5655:
           Kathleen Peterson
           9709 Rim Rock Circle
           Loomis, CA 95650